Financing and Lending – In addition to commercial sales and lease transactions, our attorneys are adept at providing financing and refinancing legal services to both lenders and borrowers. We structure and document real estate loan transactions, including secured acquisition financing, mezzanine loans, loan restructurings, and refinancing transactions, with a focus on structuring, documenting, and closing transactions that support business objectives while addressing risk, regulatory requirements, and execution realities.

Our attorneys have seasoned experience guiding clients through secured and unsecured financing arrangements, refinancings, and capital restructuring transactions. We work closely with business owners, operators, and financial institutions to ensure that financing terms are clearly understood, properly documented, and aligned with the client’s broader operational and strategic goals.

A significant focus of our practice involves health care and long-term care financing, including transactions subject to specialized regulatory frameworks. Our attorneys have closed more than $1 billion in HUD Section 232 mortgage loans, and we regularly counsel clients on program requirements, closing mechanics, regulatory compliance, and ongoing operational considerations associated with HUD-insured loans.

We regularly advise on accounts receivable–based financing and other asset-based lending structures, including the negotiation and documentation of loan agreements, security instruments, guaranties, and intercreditor arrangements. Our approach emphasizes practical solutions and careful attention to the commercial realities of each transaction.

In addition to traditional debt financing, we advise clients on hybrid and structured financing arrangements, including convertible debt and other instruments that bridge debt and equity considerations. We work collaboratively with corporate counsel and tax advisors to ensure financing structures are integrated thoughtfully with ownership, governance, and long-term planning objectives.

Throughout each transaction, we bring a disciplined, detail-oriented approach focused on efficiency, clarity, and closing certainty. Whether representing borrowers, lenders, or investors, we provide experienced counsel that supports informed decision-making and successful execution.

Our Financing & Lending Practice Includes:

• Secured and unsecured commercial lending

• Refinancing and loan restructurings

• Accounts receivable and asset-based financing

• HUD Section 232 mortgage financing and related regulatory compliance

• Health care and long-term care financing transactions

• Convertible debt and structured financing arrangements

• Loan documentation, guaranties, and collateral agreements